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Ministry of Health and Long-Term Care
Malpractice Reimbursement Program Payment Options

Reimbursement Options Description Requirements

Option A
Early Annual Reimbursement

  • Physicians pay their Canadian Medical Protective Association (CMPA) annual fee in full by January 1st of the coverage year with a post-dated cheque dated May 1st.
  • Information related to malpractice fee payment is transmitted electronically to the ministry from CMPA.
  • The full reimbursement entitlement is paid in the current coverage year prior to the deposit of the physician’s post-dated cheques
  • Licensed with the College of Physicians and Surgeons of Ontario and practice in Ontario during the coverage period
  • Classified as a practising physician by the CMPA (Type of Work Code not 12, 13 or 14)
  • Registered with the ministry and CMPA for Option A
  • Registered with the ministry for direct bank deposit

Option B
Quarterly Reimbursement

  • Physicians pay their CMPA fees either monthly or annually.
  • Information related to malpractice fee payment is transmitted electronically to the ministry from CMPA.
  • Reimbursement entitlement is paid in 4 equal payments over the course of the coverage year.
     
  • Licensed with the College of Physicians and Surgeons of Ontario and practice in Ontario during the coverage period
  • Registered with the ministry and CMPA for Option B
  • Registered with the ministry for direct bank deposit
     

Option C
Regular Annual Reimbursement

  • Physicians pay their fees/premiums either monthly or annually.
  • Applications for reimbursement are mailed to physicians in January following the coverage year
  • A reimbursement application is completed and sent to the MOHLTC following the coverage year.
  • Reimbursement payment is made within 8 weeks of receipt of a completed application.
     
  • Licensed with the College of Physicians and Surgeons of Ontario and practice in Ontario during the coverage period
  • Registered with the ministry and CMPA for Option C
  • Completed ministry application for reimbursement received by MOHLTC by June 30 following the coverage year.
  • Proof of malpractice fee/premium paid i.e. CMPA Acknowledgement or receipt of premium paid if with another carrier
     

Ontario Ministry of Health and Long-Term Care
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