Health Care Professionals

Resident Loan Interest Relief Program

Eligibility Criteria

  1. To be eligible under the RLIRP, you must satisfy the following requirements:
    • Be a registered Ontario medical resident;
    • have outstanding Canadian government student loans (i.e., student loans from the government of Canada, the province of Ontario or another province/territory);
    • have signed and returned to the RLIRP Application Centre the Return of Service Agreement (ROS)*with the Ministry of Health and Long-Term Care (MOHLTC) under which you agree to provide Ontario with five years of physician services within three months of completion of medical residency; and have been approved by the Ministry of Training, Colleges and Universities (MCTU) for a Medical Resident Loan (MRL), have signed the required Medical Resident Loan Agreement and have returned it to the RLIRP Application Centre.
  2. (*Note: Failure to fulfill the ROS Agreement will result in the MOHLTC seeking immediate recovery of all loan interest paid by the MOHLTC on your behalf during medical residency.)
  3. To be eligible for a MRL, in addition to being an Ontario Medical Resident and signing the ROS Agreement, you must:
    • Be in compliance with the repayment requirements for the outstanding Canadian government student loans and have maintained the loans in good standing;
    • have not been determined by MTCU, the government of Canada or any other provincial/territorial government to be in arrears or default of a student loan or any other amount owed to the Crown in respect of the relevant jurisdiction; and
    • have not been found to be ineligible for an Ontario Student Loan under Ontario Regulation 268/01 made under the MTCU Act.

Find out more about:

For More Information

Resident Loan Interest Relief Program - Application Centre
P.O. Box # 779, Station "U", Toronto ON M8Z 5P9
Telephone: 1-877-560-1391
We are available from Monday to Friday, between 9:00 a.m. and 5:00 p.m. EST.